Real Estate Insurance

Advanced real estate investors often move from residential properties to multi-unit rentals, retail establishments and other income-producing commercial properties. This changes the dynamic from one of increasing the value of a physical space to maximizing the cash flow a property can generate over time, Licastro said. For an education on this topic, Licastro recommends Jack Cummings's "Real Estate Finance and Investing Manual" (Prentice Hall, 1997). "It probably has about 75 percent of what you need to know," he said. For more reading, McBride said, try "What Every Real Estate Investor Needs to Know About Cash Flow . . . And 36 Other Key Financial Measures," by Frank Gallinelli (McGraw-Hill, 2001). It discusses how to gather data, estimate the value of income properties, learn details sellers don't want to share and more, he said: "It really takes you step by step how you make a decision whether to get involved in real estate."

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Property Insurance
Real estate Investor
Real Estate Insurance

Small Business Insurance at Home

Unaudited National City Corporation CONSOLIDATED FINANCIAL HIGHLIGHTS ($ in millions) 2006 3rd Qtr 2nd Qtr 1st Qtr EARNINGS Tax-equivalent interest income $2,298 $2,243 $2,153 Interest expense 1,148 1,076 969 Tax-equivalent net interest income 1,150 1,167 1,184 Provision for credit losses 73 60 27 Tax-equivalent NII after provision for credit losses 1,077 1,107 1,157 Fees and other income 916 783 644 Securities gains (losses), net - 1 12 Noninterest expense 1,184 1,174 1,149 Income before taxes and tax- equivalent adjustment 809 717 664 Income taxes 250 238 197 Tax-equivalent adjustment 8 6 8 Net income $551 $473 $459 Effective tax rate 31.2% 33.5% 30.1%

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Tax equivalent adjustment
Small Business Insurance
Credit Insurance