Connatser said many people take for granted the liberty provided by working at a company. For example, self-employed individuals don't get paid for "slop" - things like chatting with employees, taking bathroom breaks and surfing the Internet on company time.
Then, too, there are startup costs, Social Security and insurance costs, accounting costs, more complex tax forms, business licenses to acquire, capital to raise and numerous other hardships that are difficult to anticipate.
"Lots of costs are related to things you really can't quantify - you can't sit down and make an accurate calculation about their worth," Connatser said.
All this means that an entrepreneur needs to devote every ounce of energy to the business - and make sure his or her family is on board.
But the state's tried-and-true formula of plentiful jobs, abundant sunshine and low taxes suddenly isn't enough to hold onto thousands of families as real-estate speculators and empty nesters are snapping up property, shrinking the supply of affordable homes for newcomers who traditionally pumped up school enrollment.
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Tenessee Home owners Insurance
Plentiful Jobs
Affordable Homes
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