Maryland's commercial insurance

Community Clinic Inc., with Montgomery County locations in Takoma Park, Silver Spring, Aspen Hill, Wheaton, Gaithersburg and Germantown, recently named Dr. Candace C. Green as its first physician to practice obstetrics and gynecology for pregnant and postpartem Medicaid patients and those with commercial insurance.
But housing counselors said they fear that some of the lending changes in recent years that have opened the door to more minority homeownership are double-edged. They said looser financial standards - and "exotic" products such as interest-only, no-money-down loans - have created a pool of buyers at greater risk of defaulting.

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Loans
Interest
Lending Charge

Protection Plans

The way insurance as a business works fights either an easy or a comprehensive fix that will yield premium stabilization, much less reductions. All roads lead back to policyholders, even the state's protections plans like the Florida Hurricane Catastrophe Fund, Citizens Insurance and the brand new Commercial Property and Casualty Joint Underwriting Authority (CPCJUA), formed as business property insurance availability dries up across the state. The laws creating those plans are only viable because they carry the provision that, in the event the fund is totally expended, all Florida policyholders will be assessed to make up any shortfall.

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Commercial Property
Protection Plans
Premium Stabilization